top of page
fdic-member logo

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Personal Banking Services

person signing up for a loan with BHM Bank
Online Banking.png

Personal Checking Products

Personal Checking

A classic everyday account that keeps your money accessible with straightforward features and easy management.

  • $100 minimum balance to open

  • Service charge of $8.00 if average daily balance falls below $500

Personal Checking with Interest

Why let your money sit idle? Earn interest on every balance while enjoying the convenience of a traditional checking account.

  • $100 minimum balance to open

  • Interest paid on all balances

  • Interest will be compounded and credited to your account every month

  • Service charge of $10 if average daily balance falls below $1500

bhm personal banking checking

Personal Money Market Account

bhm personal loans

A flexible way to save while earning interest at a higher rate—perfect for building an emergency fund or saving toward your next big goal.

  • $200 minimum balance to open

  • Interest paid on all balances

  • Interest will be compounded and credited to your account every month

  • Service charge of $12.00 if “average daily balance” falls below $2,500

Personal Savings Account

Your go-to for traditional savings. Earn interest, watch your balance grow, and be prepared for life’s surprises.

  • $100 minimum balance to open

  • Interest will be compounded and credited to your account every month

  • Service charge of $3.00 if the “average daily balance” falls below $300

Certificates of Deposit (CDs)

Select the term that aligns with your goals and secure a guaranteed return. A safe, reliable way to grow your savings.

  • Variety of terms

  • Attractive market rates

bottom of page