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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Business Banking Services

Small business owners being helped by BHM bank

Small Business Checking

Ideal for entrepreneurs and small businesses with lower transaction volumes. Keep banking affordable and straightforward while staying focused on growth.

  • $100 minimum balance to open

  • Per-item fees for items in excess of 150

  • $15 service charge if avg daily balance falls below $5000 

Business Checking with Interest

Designed for sole proprietors and non-profits who want their money working as hard as they do. Earn interest on every dollar while keeping operating funds flexible.

  • $100 minimum balance to open

  • Interest paid on all balances

  • Interest will be compounded and credited to your account every month

  • $10 service charge if avg daily balance falls below $1500

Business Money Market Account

A smart choice for businesses that want to earn interest while maintaining easy access to funds. Ideal for building reserves without tying up cash.

  • $100 minimum balance to open

  • Interest paid on all balances

  • Interest will be compounded and credited to your account every month

  • $12.00 service charge if “average daily balance” falls below $2,500

Business Savings Account

Simple, steady savings for future expenses or unexpected needs. Earn interest while you set aside funds for what matters most.

  • $100 minimum balance to open

  • Interest will be compounded and credited to your account every month

  • $3.00 service charge fee if average daily balance falls below $300

Certificates of Deposit (CDs)

Lock in guaranteed returns with flexible terms and competitive rates—an ideal option for businesses looking to grow savings with certainty.

  • Variety of terms

  • Attractive market rates

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